Changelly has a professional team with great experience and even bigger potential
Buy XLM with Credit Card and Debit Card Instantly
Changelly makes it easy to buy XLM instantly with a credit or debit card, starting from just $5. Or choose from 20+ other payment methods, supported by multiple trusted providers and 100 fiat currencies. Benefit from low fees, and enjoy fast and secure transactions — all in one place. Purchase and transfer XLM directly to your crypto wallet.
No KYC or ID verification for transactions under $150
In the past 24 hours, clients bought 18.42557535 XLM worth $1,618,764.32
Our Partners
Why Changelly is the best place to buy XLM
Limits Beyond Your Dreams
Start your crypto journey with purchases from just $5, scaling up to $25,000 for larger investments. Buy XLM instantly with your preferred method of payment: Apple pay, Google pay, Bank transfer or standard credit and debit cards.
Support That Cares
Day or night, our expert support team is here to assist, ensuring your crypto journey stays hassle-free.
Sky-High Approval Rates
Enjoy industry-leading transaction approval rates, with over 70% of purchases successfully completed on the first try.
XLM Live Price Chart
XLM Market Data
updated at 13:28XLM Price
$88.76K
24H % Change
0.98%
Market Cap
$1.77T
24H Volume
$34.21B
Circulating Supply
19.97M
The current price of XLM for the purchase is $88755.34. The price of XLM has changed by -0.14% in the last hour and changed by 0.98% in the past 24 hours. XLM's price has also changed by 1.71% in the past week.
How to buy XLM with credit or debit card in 5 easy steps?
Set the Pair
Select XLM from over 1,000 cryptocurrencies as the one you want to purchase. Enter the amount you wish to buy, and we'll instantly calculate the XLM equivalent based on the current exchange rate.
Explore Offers
Compare available offers from trusted providers to find the best deal. Check how much XLM you’ll receive and ensure the exchange rate meets your expectations before proceeding.
Other popular payment methods to buy XLM
UKFP
iDEAL
SEPA
Buy XLM Online Instantly on Changelly
Buy XLM with a debit or credit card instantly with low fees and at fair rates. Start with as little as 5 USD or local currency equivalent.
Countries and regions where you can buy XLM
Buy XLM in AustraliaBuy XLM in CanadaBuy XLM in United KingdomBuy XLM in IndonesiaBuy XLM in IrelandBuy XLM in IndiaBuy XLM in KenyaBuy XLM in MalaysiaBuy XLM in NigeriaBuy XLM in New ZealandBuy XLM in PhilippinesBuy XLM in PakistanBuy XLM in SingaporeBuy XLM in ThailandBuy XLM in TurkeyBuy XLM in South Africa
FAQ
Where to buy XLM?
Changelly is the best place to buy XLM instantly using a credit or debit card, bank transfer, Apple Pay, or Google Pay. The platform compares live offers from multiple payment providers, displays the best available rate, and sends the purchased XLM directly to your crypto wallet within a few minutes. As a non-custodial service, we ensure you remain in full control of your funds throughout the process. Changelly makes it simple for anyone to get started with XLM online.
Is it safe to buy XLM on Changelly?
Yes, buying XLM on Changelly is safe and secure. Every transaction is encrypted, verified, and monitored for fraud protection from the moment you start your purchase. Your security is ensured through encryption, two-factor authentication (2FA), and trusted payment gateways from providers like Visa, Mastercard, PayPal, and Apple Pay. Since launching in 2015, Changelly has maintained a proven security record with no major breaches, processing over $1.5 billion in transactions safely.
Can I buy XLM with a credit or debit card?
Yes, you can buy XLM with a credit or debit card on the Changelly crypto exchange. The process is fast, secure, and straightforward—select the amount of XLM, enter your card details, and confirm the payment. Most transactions are completed within minutes, and the XLM is sent directly to your wallet.
Changelly supports all major card networks, including Visa and Mastercard. Be sure your bank allows cryptocurrency-related transactions. If your payment is declined, contact your bank to authorize it and avoid delays.
Can I buy XLM with a prepaid card?
Yes, you can buy XLM with a prepaid card on Changelly. Prepaid cards work just like credit or debit cards and offer a fast, easy way to purchase XLM. Just make sure your card supports online and international payments. Once verified, you can use it to buy XLM securely on the platform.
Can I buy XLM with PayPal, Google Pay or Apple Pay?
Yes, you can buy XLM using PayPal, Apple Pay, or Google Pay on Changelly with certain providers. These payment methods provide a seamless and secure way to purchase XLM online. However, not all crypto exchanges support them. Be sure to verify platform compatibility and review transaction fees before finalizing your purchase.
Can I buy XLM without ID verification and KYC on Changelly?
For small purchases—usually up to $150—some of Changelly's partners may let you buy XLM without KYC and ID verification, keeping you anonymous. This is a quick and private option for users who prefer less paperwork. For larger amounts, you may need to complete a standard KYC (Know Your Customer) check to meet security and compliance rules.
Always check the specific requirements shown on Changelly before you buy.
How fast can I get XLM to my wallet?
Most XLM purchases made with a credit card and debit card on Changelly are processed within 10 minutes. In some cases—like high network traffic or extra verification—it may take up to 60 minutes. Once the transaction is confirmed, your XLM will be sent directly to your wallet. Changelly works to keep the process fast and transparent, so you can access your XLM without long delays.
Is there a minimum amount of XLM I can buy on Changelly?
No, there isn't a minimum amount of XLM you can buy. You can buy any amount of XLM, but there is a minimum fiat amount (like GBP, EUR, or USD) you need to spend. This minimum is set by the payment providers to ensure the transaction goes through smoothly. Before you pay, Changelly will show you the exact amount needed.
What fiat currencies can I use to buy XLM online?
Changelly supports over 90 fiat currencies, including USD, EUR, GBP, and others. The available options depend on your location and the chosen payment provider. If your national currency isn't supported, you can still purchase XLM using one of the major currencies like USD or EUR. Alternatively, you can exchange other cryptocurrencies for XLM directly on the platform.
Where can I store XLM after buying it?
You can store XLM in any cryptocurrency wallet address compatible with XLM. Popular choices include hardware wallets, mobile wallets, and desktop wallets. Additionally, you can sell XLM on Changelly when needed.
What are the fees to buy XLM?
When you buy XLM on Changelly, you’ll pay two costs: a network fee and a service charge.
Both are shown clearly before you confirm the transaction—so there are no surprises. Changelly’s pricing is in line with industry standards, and there are no hidden fees.
In which countries can I buy XLM?
You can buy XLM with a credit card or debit card from most countries—Changelly's crypto exchange services are available in more than 150 countries of the world.
The platform works with global payment providers to make XLM accessible to users worldwide. However, keep in mind that some local laws or bank restrictions may affect your ability to complete the purchase.
How to buy large amounts of XLM on Changelly?
Changelly supports large XLM purchases, but limits depend on your location and payment provider. Credit cards usually have daily and monthly limits, while bank transfers may allow higher amounts.
To buy a large amount of XLM, make sure your payment method supports the full transaction. For purchases over $20,000, you may need to complete ID verification and can contact Changelly support for help.
Does Changelly partner only with trusted providers?
Yes. Changelly works exclusively with reliable providers to make XLM purchases safe and straightforward. We collaborate with established payment services and wallets such as MoonPay, Simplex, Ledger, and Exodus. All partners meet strict compliance and security standards, so you can buy or swap XLM with confidence knowing your transactions are fast, secure, and reliable.
Does Changelly accept international cards?
Yes, Changelly accepts international credit and debit cards for buying XLM and other cryptocurrencies. The process is simple and supported by trusted payment providers, but availability can vary depending on your country and bank. This means most users can easily purchase XLM with their card, though limits and verification requirements may differ by region.
Is XLM a good investment right now? Should I buy?
XLM can be a good investment if you understand the risks and can afford potential losses. Its limited 21 million supply and growing adoption provide long-term value potential, but short-term volatility is high. Start with small amounts, Changelly lets you begin with just $5. Never invest more than you can afford to lose, and diversify your portfolio wisely.
Does Changelly have an app to buy XLM?
Yes! The Changelly app offers the best way to buy XLM on mobile with exclusive benefits including welcome bonuses, better exchange rates, and priority deals. Available on iOS, Android, and APK, the app features an intuitive interface, supports 12 languages, and maintains a 4.7-star rating. Download via QR code for instant access and enjoy seamless XLM purchases with biometric security, push notifications for price alerts, and faster transaction processing than the web version.
Do you have any questions about how to buy XLM on Changelly?
We’ve covered the key info on this page, but we know crypto can still be confusing. If you have more questions about buying XLM or how to use it, visit our FAQ page or reach out to our 24/7 support team—we’re here to help.
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Keep your XLM safe and sound
If you are searching for the best cryptocurrency wallets for your favorite coins, look no further! Whether you are a crypto pro or just starting out, these wallets might be a good option for crypto storage.
Integrating Changelly services into Trezor Wallet's exchange has been a great success for all parties, especially the users. Working with Changelly is a pleasure, thanks to their professional and courteous approach.
01/03
What is XLM?
In 2008, an anonymous creator known as Satoshi Nakamoto introduced XLM, the world’s first decentralized cryptocurrency, through a whitepaper that outlined a new kind of money, the one that didn’t rely on banks or governments. The system officially launched in 2009, powered by a peer-to-peer (P2P) network where users could send value directly to each other. The total supply is 21 million coins. This built-in scarcity is one reason many see XLM as digital gold.
At the heart of XLM is the blockchain — a transparent digital ledger that records every transaction ever made. These records are grouped into blocks and secured through a process called Proof of Work (PoW), where miners use computing power to confirm transactions and protect the network through mining.
To use XLM, people store their coins in wallets that hold private keys and generate addresses for sending and receiving funds. The system’s rules are enforced by independent nodes that verify all activity, making the network open, censorship-resistant, and highly secure.
Today, XLM is used worldwide, from major companies like Microsoft to small local shops, as both a payment method and a store of value. Its success sparked thousands of other digital currencies, but XLM remains the original and most influential cryptocurrency, symbolizing financial independence.
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